Save up to 30% on Auto Insurance*

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A man and a woman are smiling in a car putting on heir seatbelts.

Trusted by Millions: Savings and Expertise You Can Count on

Direct Auto Insurance is a member of the Allstate® family, offering flexible payment options, low down payments, and competitive rates that may save you hundreds.

30+ Years
Since 1991, millions of customers have relied on our quality coverage and service.

500 Local Stores
Our friendly, knowledgeable agents are available nearby and by phone.

24/7 Support
Easily file claims and get reliable roadside assistance at any time.

What Kind of Car Insurance Does Direct Auto Offer?

We have many auto insurance products and services that fit any budget and situation.

  • Liability Insurance

    Covers claims filed by others if you cause an accident or injury.

  • Collision Coverage

    Covers damage to your vehicle from collisions or hit-and-run incidents.

  • Comprehensive Insurance

    Covers damage from non-collision events such as weather and vandalism.

  • Uninsured Motorist

    Covers accident-related damages if another driver is at fault and uninsured.

  • Personal Injury Protection

    Covers medical expenses and lost wages for you and your passengers after an accident.

  • Roadside Assistance2

    This plan comes to your rescue when you have an unexpected roadside emergency.

Download the Direct Auto Mobile App

Access your auto policy and ID card, pay bills, file claims, request roadside service, and more wherever you go.

Mobile app main screen

Save Money With Car Insurance Discounts

Various discounts could save you up to 30% on your premium.

Bundle and Save

Enjoy savings when you add a qualifying product to your auto plan:

What coverage is required in your state?

Select your state to see coverage types and minimum limit requirements.

Check Coverage

Visit Our Learning Center

Find an Agent

Enter ZIP code to find a Direct Auto location near you.

Start Auto Quote

Enter ZIP code to start your quote.

©2025 Direct General Insurance Agency, Inc. dba Direct Auto Insurance, a subsidiary of Allstate. All Rights Reserved.

“Direct Auto Insurance” is the registered Alias/doing business as name for Direct General Insurance Agency, Inc. (NPN: 1637622).

“Direct Auto Insurance” is also the brand name for direct-to-consumer auto insurance policies underwritten by our insurance company affiliates listed here: Insurance Companies in our Group that are sold in our Direct Auto Insurance agency stores, over the phone and through this website.

Direct Auto Insurance is the brand name for direct-to-consumer auto insurance produced by Direct General Ins. Agency, Inc. and National General Ins. Marketing, Inc. (NGIM) for its National General Group affiliates, Winston-Salem, NC.

* Savings percentage by discount based on maximum applied. Individual rates and savings, if any, will vary. Pay plans and discounts subject to availability, terms and conditions. Down payments vary based on coverages, pay plan selected and state requirements. A lower down payment does not equal premium savings. Additional fees may apply. Cost will vary based on insurer, coverages selected, and how you buy.

2 Roadside Assistance is not insurance. Administered through NationSafeDriver, Boca Raton, FL

3 DynamicDrive program is optional. It can help you tailor your insurance rate based on the actual driving experience of your account participants while using the App. DynamicDrive is not available in all states, including CA and NY. Maximum discount varies by state and product is subject to terms, conditions, and availability. Smartphone, App and account activation required. Rates and savings, if any, will vary. How you buy can impact cost.

Our agency and Direct Auto Insurance brand are not associated in any way with Direct Auto Insurance Company, an Illinois company (NAIC#12721).